Critical illness cover
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Financial protection when it matters most
Critical Illness Cover provides a lump sum payment if you’re diagnosed with a serious illness, such as cancer. It helps ease financial pressure at a difficult time, so you can focus on treatment and recovery rather than money worries.
Whether you’re single, part of a couple, or have a family, this cover can support everyday living costs, mortgage payments, or lifestyle adjustments while you recover. It’s designed to protect your income, independence, and give peace of mind.
With access to the UK’s leading insurers, we’ll help you find critical illness cover that fits your needs, priorities, and budget - giving you confidence that you’re protected if the unexpected happens.
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Expect a seamless, straightforward, and stress-free journey.
We help you secure the right critical illness cover, giving you financial protection when it matters most.
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Your home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.
Some forms of Buy to Let Mortgages are not regulated by the Financial Conduct Authority.
FAQ's
Frequently Asked Questions
What is Critical Illness Cover?
Critical Illness Cover pays out a lump sum if you're diagnosed with a serious medical condition listed in your policy. It’s designed to give you financial support during a challenging time.
What illnesses are covered?
Policies typically cover major conditions such as cancer, heart attacks, strokes, and other serious illnesses. The exact list varies between insurers, so we’ll help you compare what each policy includes.
Can I get Critical Illness Cover for my children?
Yes. Many policies offer optional or built-in children’s critical illness cover, providing protection for your family if your child is diagnosed with a covered condition.
Is Critical Illness Cover expensive?
The cost depends on your age, health, lifestyle, and the level of cover you choose. We can help you find a policy that fits your needs and budget.
What’s the difference between Life Insurance and Critical Illness Cover?
Life Insurance pays out if you pass away during the policy term, while Critical Illness Cover pays out if you’re diagnosed with a specified serious illness. Many people choose to have both for broader protection.
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Hollybeck Limited is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Hollybeck Limited. Registered address: 81 Burton Road, Derby, Derbyshire, DE1 1TJ. Registered in England & Wales under number 10337505.
Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.
Some forms of Buy to Let Mortgages are not regulated by the Financial Conduct Authority.
A fee may be charged for mortgage advice. The exact amount will depend on your circumstances. Our typical fee is £495.
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
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